Borrow £600 Loans With Same Day Funding Available

Based on a £600 loan from The One Stop Money, repaid over 12 months at 272.60% APR:

Total borrowed: £600.00

Monthly interest: £95.00

Total interest: £540.00

Total repay: £1140.00

Our entire application process is online and we do not take any applications over the phone or by post. 

Start by clicking on the ‘Apply Now’ button and you will be taken to our form. We require some basic information about you including your full name, date of birth, address, employment, income details and your bank account details, so that we know where to send the funds upon approval.

We will be able to present you with an immediate and provisional decision on the screen. If you would like to proceed, you will be asked to electronically sign our online loan agreement which states all the clear terms and conditions of your loan arrangement.

We carry out some final checks which might include a quick phone call to you and we may request proof of your income.

Once fully approved, we can transfer the funds immediately to your account.

Our loans are designed to be used for emergency expenses and to help households with immediate cash flow requirements. This might include:

-Car repairs and fuel

-Household repairs

-Household bills

-Rent

-Medical bills

-Funeral expenses

-Child expenses

Direct Lender – We have been a direct lender since 2004 and working with us directly means that you are in control and not involved with any other parties or middlemen. We manage your application, underwriting, funding and collections and you can be in direct contact at all times.

Flexible Repayment Options – You can select to repay your £600 loan over 6 to 24 months to help you spread repayment and give you as much flexibility as possible. The loan repayments each month are equal amounts, making it easy to organise and budget for. Your repayments will be collected each month on a day that you select, with most customers choosing their pay date from work or the last day of the month.

Fast Funding – We are able to transfer funds on the same day of applying or if your loan is approved by 3:30pm.

Transparent – We clearly state the terms of our loan in your loan agreement and send clear emails and SMS messages before each repayment is due. We thrive to be as clear as possible with our messaging and communication and ensure there are no surprises. There are also no added or hidden fees for using our service.

Responsible – We follow the strict regulatory guidelines and ensure that every aspect of your loans journey is responsible and follows best practice from start to finish.

 Yes, we are able to facilitate £600 bad credit loans and poor credit histories. We always run a credit check before approving a customer’s application, but we are able to take a view on adverse credit histories and just require our customers to meet our main criteria which involves being in employment, earning a regular income and being committed to repaying your loan on time. 

 No, we cannot offer £600 loans without credit checks. We always run a credit check to understand a borrower’s credit history and to avoid offering them further debt that might put them into greater financial difficulty. We are willing to consider customers with fair or bad credit scores.