Quick Loans within 1 Hour of Applying

The One Stop Money Shop provides quick loans in the UK. You can apply online if you need to borrow up to £2,500 and get the money the same day if your application is approved in full before 3.30pm.

Quick loans can be beneficial when you have an unexpected expense or need money right away. We’re happy to assist you in getting the money you need as quickly as possible.

We started our business in 2002 and have become one of the most well-known lenders in the UK. We’ve already helped thousands of customers. Our fast service, advanced technology, and good customer support allow us to process your loan application as quickly as possible.

To get started, click on the “apply now” button above. It will take you to our online application page, which only takes a few minutes to complete. After some automatic checks, if you are approved before 3.30pm then we aim to transfer the money to your bank account that same day.

Key features of quick loans

  • Borrow £400 to £2,500

  • Repaid over 6 – 24 months

  • No guarantor required

  • Direct lender

  • Instant decision

  • Bad credit considered

  • No fees for applying

What are the advantages of quick loans?

Quick instant loans have several advantages:

  • Easy Application

    Getting a quick loan can be done online. It’s fast and convenient, saving you time and effort.

  • Fast Money

    If your loan is approved in full before 3.30pm, you can often receive the money in your bank account the same day. This is helpful for urgent expenses or unexpected emergencies.

  • Flexible Repayment

    Quick loans allow you to spread your repayments over multiple instalments. This will enable you to choose a repayment schedule that works for you, making it easier to manage your finances and repay the loan without too much financial stress.

  • Borrow What You Need

    With quick loans from The One Stop Money Shop, you can borrow between £400 and £2,500. This means you can borrow the specific amount you need, whether small or larger.

  • Consideration for Rejected Applications

    We consider lending to people turned down for traditional bank loans or credit cards as long as they meet the lending requirements. This means that even if you have been rejected before, you still have a chance to get a quick loan.

In summary, quick loans offer convenience, fast access to money, flexibility in repayments, and consideration for individuals who have faced previous rejections.

How can we offer our quick loans so fast?

Our experience, expertise and online application process allows us to make an instant decision on loan applications. We know the important factors, and the information you provide us with allows us to make a speedy decision on your loan application.

Why you can rely on The One Stop Money Shop

The One Stop Money Shop has been helping people with affordable loans for over 20 years. We began as a credit broker for short-term loans, so we have great experience assisting people with short-term financial needs. Even as our company has grown into an online lender, we still know how to help people quickly.

We’re proud to be based in Wakefield, Yorkshire, and we remain committed to serving communities across the United Kingdom. We understand the difficulties people face, and our quick loans provide flexibility and breathing space for our customers.

What Are Quick Loans Used For?

When you need money quickly, we understand that you want to receive it within hours on the same day you apply. Our quick loans are commonly used for emergencies and when customers need extra cash to help them through the month. Common reasons for borrowing include car repairs and loans, plumbing issues, broken boilers, and falling behind on rent or credit card bills.

When you borrow money from The One Stop Money Shop, we give you the entire loan amount upfront in one lump sum. This allows you to pay off your emergency expenses right away. After that, you can repay the loan in equal monthly payments spread over 6 – 24 months, giving you flexibility.

Applying online helps us process your quick loan quickly. The application form only takes about 5 minutes to fill out. We automatically process all the necessary checks, though we may need some additional information or proof of income.


Apply Online in less than 5 minutes

Complete a quick Online Application in just 5 minutes for instant provisional approval.

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  • fast-application.svg

    Quick and Easy Application

  • ccj

    Bad Credit & CCJ loans considered

  • reliable

    Direct, Reliable Lender for over 18 years

  • montly-payments

    Flexible repayment terms

Should I Apply For Quick Loans?

Quick loans can be a helpful solution when you have to pay an urgent bill or need money before your next payday.

It’s essential to be careful about the cost of loans, even if they promise fast access to money. For example, payday loans can have an Annual Percentage Rate (APR) of over 1,000%, which means you could pay much more than you borrowed.

If you need a loan quickly, exploring your options is always a good idea. If you decide to borrow money, ensure you fully understand all the terms and conditions of the agreement.

At The One Stop Money Shop, you can repay your loan early without additional charges. This can be useful if you need funds quickly and want to pay off the loan as soon as possible.

Remember to make informed decisions and consider all the details before taking out a loan.

Do You Offer Quick Loans For Bad Credit?

Yes, The One Stop Money Shop can provide quick loans even if you have bad credit. We understand that only some have a perfect credit score, and we are willing to consider credit histories that may have missed a payment or had a previous default.

We know that unexpected situations can arise, making getting approved for a loan difficult. Personal or family emergencies can lead to falling behind on payments, even if it wasn’t intentional.

The most important factors for us are your commitment to making loan repayments on time and demonstrating your income and employment to ensure you can afford the repayments.

Are You A Direct Lender?

Yes, The One Stop Money Shop is a direct lender. This means that when you apply for a quick loan with us, your application is handled directly by us on our website, and if your application is approved, we provide the funds directly to you.

Being a direct lender for those with bad credit gives you more clarity about who you’re dealing with.

You won’t have to pay any upfront fees when you apply, and we won’t share your information with other companies without your permission. The only fees are the interest payments on your loan, and these will be clearly explained to you in a loan agreement before you receive the funds.

How Do Repayments Work With The One Stop Money Shop?

Our fast loan repayments are very flexible. You can repay the loan over 6 – 24 months, depending on your required time and breathing space.

You get to pick the repayment date each month. Many people choose their pay date from work, which is usually the last working day of the month. Some others get paid every four weeks or have a specific date, like the 25th of the month. You can even choose to set the repayment date for the day after to ensure you have enough money in your account.

With equal monthly instalments, you know exactly how much you need to repay each month to stay caught up on payments. The payment will be automatically taken from your bank account, so you don’t need to call us or make manual payments. We take care of it smoothly on our end.

If you can repay your loan early, you can do so anytime without any extra fees. Repaying early often reduces the overall cost of your loan because you’ll be paying less interest in total.

How To Apply With The One Stop Money Shop Online

To get a quick loan from The One Stop Money Shop, click the “apply now” button and fill out our online application. After entering your information, you’ll instantly see if you’ve been provisionally accepted.

Once you sign the loan agreement online and pass some additional checks, if you’re fully approved before 3.30pm we’ll strive to complete your loan on the same day.

Need Help?

We believe in providing transparent information so you can make informed decisions about your borrowing needs. If you have any questions or require further clarification regarding the cost of borrowing money online with us, our friendly team is always available to assist you.

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Ready to Apply?

It takes less than 5 minutes, and you’ll get a fast loan decision. If approved, we can usually pay the money into your account the same day*. We’re a direct lender not a broker, so our loans don’t require any security to approve.

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