Borrow £700, £750, £800 Loans

Based on a £700 loan from The One Stop Money, repaid over 12 months at 272.50% APR

Total borrowed: £700.00

Monthly interest: £110.83

Total interest: £629.96

Total repay: £1329.96

Based on a £800 loan from The One Stop Money, repaid over 12 months at 272.60% APR

Total borrowed: £800.00

Monthly interest: £126.67

Total interest: £720.04

Total repay: £1520.04

Our loan application is processed online and you can start by completing our form and choosing how much you wish to borrow, how long for and providing some personal details about yourself.

We require some basic information about you including your full name, date of birth, address, employment, income details and your bank account details, so that we know where to send the funds upon approval.

The amount you are allowed to borrow will depend on various factors including your income, credit score and how much debt you currently have open or outstanding.

Upon completing the application form, we will be able to present you with a provisional decision on the screen. If you would like to proceed, you will be sent a loan agreement to sign electronically which states all the clear terms and conditions of your loan arrangement.

We carry out some final checks which may include a quick phone call to you and we may ask for proof of income.

Once fully approved, we can transfer the funds immediately to your account – and if approved by 3:30pm, we can send money to you on the same day.

See Same Day Loans for more information.
 

Our loans are designed to be used for emergency expenses and to help households with immediate cash flow requirements. This might include:

-Car repairs and fuel

-Household repairs

-Household bills

-Utility bills

-Emergency travel

-Rent

-Medical bills

-Funeral expenses

-Child expenses

We Are a Direct Lender – We have been a direct lender since 2004 and by working with us directly, it means that you are in control and not reliant on any other parties or middlemen.

You have a clear understanding of who you are working with from start to finish. We handle every aspect of your loan, including your application, underwriting, funding and collections and you can be in direct contact with us at all times.

Flexible Repayment Term – You can select to repay your £700 or £800 loan over 6 to 24 months to help you spread repayment and give you some much needed flexibility.

If you feel that the bills are piling up on the kitchen table and you don’t know where to turn, having extra time to pay off your loan can provide some peace of mind. You also have the option to repay over 9, 12 or 18 months if you prefer.

Our loan repayments are organised into equal monthly amounts, making it easy to understand how much you will be repaying each month. 

Your repayments will be collected each month on a day that you select, with most customers choosing their payday from work or the last day of the month.

Quick Funding – If your loan is approved by 3:30pm, we are able to transfer funds on the same day of applying.

Clear Terms – We clearly state the terms of our loan in your loan agreement and send clear emails and SMS messages before each repayment is due. We thrive to be as transparent as possible with our messaging and communication and ensure there are no surprises. There are no added or hidden fees for using our service.

Responsible Lending – We follow the strictest regulatory guidelines and ensure that your loan experience with us is responsible and follows the best practice in terms of rates, terms, funding and collections.

Yes, we are able to facilitate £700 and £800 loans for people with bad credit scores. See loans for people with bad credit.

Our main criteria requires customers to be in employment, earning a regular income and being committed to repaying their loan on time – and if you meet this criteria, we are delighted to consider your application.

Importantly, we will always run a credit check before approving a customer’s application, but we are able to take a view on all credit histories and backgrounds.

No, we cannot offer £700 or £800 loans without credit checks. We always run a credit check before approval to better understand a borrower’s credit history and to avoid offering them additional debt that could put them into financial difficulty.