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About Us

The One Stop Money Shop was founded in 2002 and originally started as a credit broker for short term affordable loans. The business later transformed into a direct lender as it continues to operate today.

Based in Wakefield, Yorkshire, we are proud of our northern roots and to be serving the whole of the UK with a flexible, instalment loan product. Moving away from the traditional payday loan product, we are pleased to offer loans repaid over 6, 9, 12, 18 and 24 months which give customers greater flexibility and breathing space to repay their loans.

Fully Authorised By The FCA

The One Stop Money Shop is a fully authorised lender under the Financial Conduct Authority, registration number 713424.

As an authorised firm, we have demonstrated our commitment to provide safe and transparent financial products with our customers’ best interests at heart.

We carry out a series of checks to ensure that customers can afford to repay our loans without falling into financial difficulty, and being clear and transparent is part of the company culture and central to everything we do.

 

We Are Proud Members of The CCTA

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As part of our commitment to responsible lending, we are members of the CCTA, ensuring that we uphold the highest standards for our customers and continue to better the quality of the service that we offer.

 

How Our Application Works

Our entire application is processed online and customers are required to fill in a few details including their name, age, residence, income, employment and bank details (so we know where to send funds).

Customers will receive a decision within 1–2 hours letting them know if they have been successful or not and if subject to further checks. Fully approved applications received before 3:30pm will be paid directly into their bank account on the same working day.

For any queries or questions relating to The One Stop Money Shop, please contact us for more information.

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Our Mission

The One Stop Money Shop is here to provide a safe, secure and responsible solution. With loans ranging from £400 to £2,500, we help Britons access fast and affordable credit for life’s everyday expenses.

Since 2002, our mission has always been centred around the customer, helping them to find the best financial solution for their needs. Our online application is designed to offer a fast, clear and effective service, with the opportunity for funds to be released on the same day.

Our commitment to Treating Customers Fairly is our highest priority, following the essential guides from the regulator and practicing transparency and fairness in every aspect of our loan process.

For more than 20 years, we have seen first-hand the impact of rising living costs and how this affects the lives of everyday consumers. Our commitment to affordable lending is key, and our mission is to help Britons access the best service and solution, leaving them in a stronger financial position after working with us.

Our Values

  • Effective

    Our service delivers on its promises. We provide the entire loan sum to your bank account, often paid on the same day, helping you to pay for any pressing bills or expenses.

  • Transparent

    We want to make it very clear how much you are borrowing and the amount that you are repaying, each month and in total. Use our calculators, repayment examples and regular repayment reminders, you will always be aware how much you are paying, with no hidden fees or surprise costs.

  • Flexible

    Our loans product is designed to be flexible, giving the option to repay weekly or monthly. Our longer term loan product over 6-24 months offers more breathing space to get into a strong financial position, often preferred than traditional payday loans or high street products.

  • Impartial

    Our commitment to impartiality means that we review every customer on a case-by-case basis, giving full opportunities to those with adverse and bad credit histories and taking a view that we can assist those with all credit and personal backgrounds.

Representative Example:
£500 loan repayable over 12 months £81.25 per month total amount payable £975.00
Representative 295.60% APR

The One Stop Money Shop Ltd is authorised and regulated by the Financial Conduct Authority registration number 713424.

Registered Office, Ground Floor, Cora House, 20 Gills Yard, Wakefield, WF1 3BZ. Registered in England and Wales company number 04402345. Data Protection Z6613603.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk