Borrow £900 Loans For Life’s Little Emergencies

The One Stop Money Shop can help you borrow £900, with successful applicants receiving funds on the same day they apply.

 

We offer £900 loans with the option to repay over 6-24 months to give you flexibility and breathing space.

 

We understand when emergencies arise, you need access to funds quickly and at competitive rates – and we have been providing a solution since 2004.

 

As a direct lender, we will process your entire application from start to finish and you can complete our form in less than 5 minutes by clicking on the ‘apply now’ button.

 
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  • APR 295.60%
  • Total Borrowed: £500
  • Total Repay: £962.52
  • Total Interest: £462.52

Representative Example: £500 loan repayable over 12 months £81.25 per month total amount payable £975.00 Representative 295.60% APR fixed

 

£900 Pound Loan Repayment Example

Based on a £900 loan from The One Stop Money, repaid over 12 months at 272.50% APR:

 

Total borrowed: £900.00*

Monthly interest: £142.50

Total interest: £810.00

Total repay: £1,710.00

 

*Loans are repaid in equal monthly instalments

How To Apply For a £900 Loan With The One Stop Money Shop

We offer a fully online loan experience – and you can start by completing your details in less than 5 minutes using our online application form.

 

We are able to pre-approve your loan and give you a full repayment example. Subject to further checks, we will make our final decision and if approved by 3:30pm, we can transfer funds to your bank account on the same day.

 

Credit checks are always run as part of our underwriting process, but we regularly take a view on people with fair credit and bad credit. You will just need to be employed and earning a regular salary to be eligible for a loan with The One Stop Money Shop.

 

When you apply, we require some basic information including your full name, date of birth, address, employment details, monthly income and your bank account details. By giving accurate information will allow us to process your

What Can I Use a £900 Pound Loan For?

Our loans are ideal for emergency expenses, helping you to receive money upfront and pay for your pressing bill and then repay over 6-24 months.

 

Typical reasons to borrow £900 include:

 

-Car repairs and fuel

-Household repairs

-Household bills

-Rent

-Medical bills

-Funeral expenses

–Child expenses

 

Can I Borrow £900 With Bad Credit?

Yes, we are able to offer £900 loans for people with bad credit, presuming you are employed and have a regular and stable income – since this gives us confidence that the monthly loan repayments can be made on time. See also loans for people with bad credit.

 We understand that having a perfect credit score is not always possible and there are certain emergencies and circumstances that can arise that can make it hard to stay on top of payments. But if you are committed to repaying your loan on time, we will be delighted to assist you and help you get access to the funds you need.

 

Why Use The One Stop Money Shop To Borrow £900?

The One Stop Money Shop is a direct lender and we will process your entire loan application every step of the way and there are no other parties or middlemen involved. You can have peace of mind that we will be your lending partner and we are always just a phone call or email away.

We are pleased to offer a payday loans alternative, giving you the flexibility to repay your £900 loan over 6 to 24 months in monthly instalments and at more competitive rates than your average payday lender.

If you need money for an emergency, you need it fast – and we can approve and transfer funds on the same day if your application is successful. See quick loans.

Transparency and responsible lending is a key part of what we do. You can use our calculator to see your monthly repayments and total repayment amount – and this information will be clearly presented to you before you agree and sign your loan agreement with us. 

With no hidden fees or charges and clear, equal monthly repayments, we are the perfect choice if you need to borrow £900 today.

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What is The Criteria To Apply For a £900 Personal Loan?

  • Age: You must be over 25 years old.

  • Residency: You should be a full-time resident of the UK

  • Employment: You need to be employed either full-time or part-time

  • Affordability: You must be able to afford the monthly repayments and make repayment on the scheduled date

  • Banking: You must have a valid UK debit account for funds disbursement and repayment collection

  • Contact Information: A working mobile phone number and email address are required for loan verification and communication purposes.

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Complete a quick Online Application in just 5 minutes for instant provisional approval.

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    Quick and Easy Application

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    Bad Credit & CCJ loans considered

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    Direct, Reliable Lender for over 18 years

  • montly-payments

    Flexible repayment terms

Frequently asked questions

Are You a Direct Lender?

Yes, we have been a direct lender since 2004 and will handle your loan application from start to finish. We will be the only company that you work with throughout and you can contact us directly any time.

How Do My Repayments Work For a £900 Loan?

All loans are repaid in equal amounts, each month, on a day that you select. Your loan will be set up on a recurring payment system so that when your collection day comes, your repayment will be automatically collected by us. This means you do not need to visit the bank, call us up or make a manual repayment, it is all automated.

Although our loans stretch to 24 months, you always have the option to repay early at any time and will save money on the overall interest accrued for doing so.

Do You Offer Payday Loans For £900?

No, we offer a cheaper alternative to payday loans and our loans are repaid in instalments over 6 to 24 months. We understand that payday loans put pressure on customers to pay the entire loan sum in full on their next pay date. Our business is designed to offer more breathing space and flexibility for customers.
 

How Soon Can I Receive My Funds?

We can facilitate same day funding for customers that are approved by 3:30pm that day – and once approved, the funding is instant.

We always endeavour to approve and fund loans as quickly as possible and encourage applicants to be on hand by email or phone if we require more information.

Do You Run Credit Checks?

Yes, we always run credit checks before approving and funding an individual. This allows us to better understand the background of a customer and avoid giving them extra finance in case they already have a lot of finance open. We use credit checks to make informed decisions and avoid customers falling into further financial difficulty.

Do You Offer Loans For People That Are Unemployed or On Benefits?

No, all customers must be employed, either part-time or full-time and earning a regular income to be eligible for a £900 loan.

What Happens if I Miss My Repayments?

If you cannot repay your loan, you will be sent an email and SMS follow up and reminder for payment.

Our team will contact you a legal amount of times to recover payment and if delayed, your loan could be subject to late fees, penalties, added interest and a negative impact to your credit score.

If you are having financial difficulty, we encourage you to speak to our team as early as possible so that we can offer you some assistance.

 

Need Help?

We believe in providing transparent information so you can make informed decisions about your borrowing needs. If you have any questions or require further clarification regarding the cost of borrowing money online with us, our friendly team is always available to assist you.

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Ready to Apply?

It takes less than 5 minutes, and you’ll get a fast loan decision. If approved, we can usually pay the money into your account the same day*. We’re a direct lender not a broker, so our loans don’t require any security to approve.

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