Our Editorial Policy

instalment loans

At The One Stop Money Shop, we aim to be clear and transparent when operating in the short term loans industry and follow a strict list of editorial guidelines to achieve this.

 

We have been operating since 2002 and have always had a commitment to responsible lending. The use of guides and resources across our website are designed to help customers from all walks of life and demonstrate our passion for treating customers fairly,

 

We have a set of values and promises listed below which ensures that our content meets the highest possible standards for people including:

 

  • FCA regulated

  • Regularly updated

  • Expert-checked

  • Human-written

  • Cross-checked

  • Impartial and independent

 

FCA Regulated

 

The One Stop Money Shop is proud to be regulated by the Financial Conduct Authority, an independent body which oversees the protection of consumers in the financial services industry in the UK.

 

We are authorised and regulated by the Financial Conduct Authority under registration number 713424. To maintain this license, we must demonstrate a commitment to responsible lending and treating customers fairly from the start of the business in 2002 until the present day.

 

As directed by FCA compliance, we must clearly state the cost of a loan through a representative example and explain the risks involved with a clear warning sign.

 

The facts and figures on the website are cross-checked with those by the FCA and other authority bodies in the industry to ensure accuracy. 

 

 

Regularly Updated

 

The content on our website is updated regularly by our in-house team. This allows us to share new information which is relevant to our readers and customers. 

 

We often take questions and queries from our new and existing customers and produce content based on these. 

 

It is important that our website’s information is up-to-date because we realise that customers will make informed decisions based on what they read on our site.

 

 

Expect-Checked

 

Our articles and content is written by members of staff and experts who have been in the business and short term loans industry for several years. 

 

Our directors started The One Stop Money Shop in 2002 and draw on more than 20 years of experience when sharing their views and advice in our articles.

 

We often have our articles checked by other members of staff and external experts to ensure we do not miss anything important and can offer the best quality content for our customers.

 

Human-Written

 

All the information that you read on our website is written by humans, which are our staff and contributors. We do not place any content or articles that are AI or computer generated and we ensure that all information has been crafted by real experts and members of staff.

 

Cross-Checked

 

The content that you read and the statistics are cross-checked with other industry bodies and authorities. 

 

This includes facts and figures that are cross-referenced on websites such as the Financial Conduct Authority (FCA.org.uk), Money Helper (MoneyHelper.org.uk), Citizens Advice Bureau (CitizensAdvice.org.uk) and StepChange (StepChange.org), amongst others.  

 

Impartial and Independent 

 

The content written on The One Stop Money Shop is designed to be impartial and give you a clear overview of the financial products we offer and the industry that we operate in.

 

Our commitment to being impartial means that we do not push certain products, especially loans at high rates. Nor do we promise any loans will be guaranteed, including those loans with bad credit.

 

We often highlight the risks of borrowing and suggest viable and cheaper alternatives where possible.