Finance Explainers

For help navigating the world of loans, finances and banking, find the latest guides from our team. With a wide range of helpful articles, guides and explainers, we’ll help you understand the lingo around loans, making sense of the terms and processes you might encounter when considering a loan.

We want to help everyone feel better informed, confident and comfortable when considering or applying for a loan, so explore our articles and guides to learn about the different types of loans and borrowing options through our financial explainer guides.

We keep up to date with the latest tips, trends and developments in the loan and personal finance markets, to help you stay informed and updated. If you want to understand more about our range of personal loans to support your financial position, get in touch today and our team will be happy to help.

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What Does Subject to Status Mean?

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Subject to status will mean that you will have to adhere to certain…
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What is a Soft Credit Search?

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If you are considering applying for a loan or credit card, then…
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What is a Payslip?

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A payslip is a formal document (usually one page) which is given…
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What is Underwriting?

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Underwriting is a process that loan companies or finance providers…
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What Does it Mean To Have a Loan in Underwriting?

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A loan is in underwriting when it reaches the final stages of…
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How Do Credit Checks Work?

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what information the lenders see The approval of our loans…
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What is APR and How Does It Work?

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APR stands for the ‘Annual Percentage Rate’ and is the simplest…