Personal Finance

Find the latest from our team around personal finance, with articles and interesting information to learn about the different types and ways finance can be managed, budgeted and more.

If you’re looking for tips on how to understand and improve your credit score, explainers on what exactly a payslip is, or looking for guidance on payday loan alternatives, then we have you covered.

We keep up to date with the latest tips, trends and developments in the loan and personal finance markets, to help you stay informed and updated. If you want to understand more about our range of personal loans to support your financial position, get in touch today and our team will be happy to help.

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Finding Festive Sale Bargains & Savvy Shopping Tips

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The festive season is synonymous with shopping and sales. While…
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Smart Ways to Save: Growing your Emergency Fund

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In today's fast-paced world, financial uncertainties can arise…
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The Effects of Having a Bad Credit Score - and How to Improve It

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In today's financial landscape, the importance of having a healthy…
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Our Guide to Understanding your Credit Score

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In the world of finance, a credit score is a crucial factor…
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How Many Payday Loans Are Taken Out Every Year?

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More than 5.4 million high-cost short-term credit (HCSTC) loans…
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When Should You Use a Payday Loan and When Should You Not

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Payday loans are a type of unsecured, short-term loan that should…
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Does a payday loan affect your chances of getting a mortgage?

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No, a payday loan on file will not impact your ability to get…
How to improve your credit score
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How To Get The Best Rate For Short Term Loans

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Are you looking to apply for a loan on a short-term basis and…
How to improve your credit score
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What is a Payslip?

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A payslip is a formal document (usually one page) which is given…
How to improve your credit score
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How To Improve Your Chances of Getting a Loan

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Loans are very useful to help pay for emergency purposes and…
What to consider before applying
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What to Consider Before You Apply

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At The One Stop Money Shop, we encourage applicants to take their…
How to improve your credit score
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How to Improve Your Credit Score

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Your credit score is a numerical value (usually from 0 to 999)…