Guides
Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.
We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.
Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.
If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.
Estimated reading time: 5 minutes

No, you cannot repay a payday loan using a credit card because…
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Daniel Tannenbaum2025-02-21 13:10:002025-03-05 13:13:30Can I Pay Off a Payday Loan With a Credit Card?
No, taking out a payday loan will not harm your credit score.…
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Daniel Tannenbaum2025-02-15 12:17:002025-03-05 12:21:37Will Taking Out a Payday Loan Harm My Credit Score?
No, a lender will not typically call your employer when you…
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Daniel Tannenbaum2025-02-12 12:01:002025-03-04 18:04:35Will a Lender Call My Employer When I Apply For A Loan?
If your loan application has been declined, you will usually…
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Daniel Tannenbaum2025-02-07 12:32:112025-04-04 13:15:07What Happens if My Loan Has Been Declined?
Yes, you can repay a payday loan on behalf of someone else.…
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Daniel Tannenbaum2025-02-04 17:35:002025-03-04 17:39:33Can You Repay a Payday Loan on Behalf of Someone Else?
If you cannot repay your payday loan on time, you may face additional…
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Daniel Tannenbaum2025-01-26 17:05:012025-02-07 12:39:59What Happens If You Cannot Repay Your Payday Loan?
Yes, in theory paying off a payday loan on time can help and…
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Daniel Tannenbaum2025-01-22 13:29:002025-02-07 13:33:40Can Paying Off a Payday Loan Help My Credit Score?
Before taking out a payday loan, it is crucial to consider whether…
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Daniel Tannenbaum2025-01-15 15:47:072025-05-15 15:08:48What To Consider Before Taking Out A Payday Loan
Understanding your credit report is essential for managing your…
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Daniel Tannenbaum2025-01-08 17:02:192025-10-24 12:51:10How To Check Your Credit Report
Typically no, you should only apply for a loan that is intended…
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Daniel Tannenbaum2024-12-13 14:50:542024-12-13 14:51:21Can I Apply For a Loan On Behalf Of Someone Else?
Yes, a payday loan is considered a hard inquiry or hard search,…
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Daniel Tannenbaum2024-12-06 15:16:402024-12-13 15:18:29Is a Payday Loan a Hard Inquiry?
When considering loan terms, understanding your financial needs…
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The One Stop Money Shop Team2024-10-29 09:58:172024-10-30 14:05:41How To Choose The Right Loan Term for You