Guides

Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.

We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.

Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.

If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.

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Direct Lender Loans

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The One Stop Money Shop is a direct lender, offering loans of between £300 and £1000.
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Overdrafts Are More Expensive Than Payday Loans

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Payday loans have been heavily criticised in the media, charging…
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What Is a Business Interruption Loan?

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Business Interruption Loans have recently been introduced by…
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A Guide to Borrowing from Family and Friends

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Borrowing money from family and friends is actually the most…
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How Many Payday Loans Are Taken Out Every Year?

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More than 5.4 million high-cost short-term credit (HCSTC) loans…

What is Included in Loans Management Software?

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The majority of UK lenders use loan management software which…
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When Should You Use a Payday Loan and When Should You Not

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Payday loans are a type of unsecured, short-term loan that should…
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What are Budgeting Loans?

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To help you navigate the complex world of finance, today we're…
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What are the regulations for the payday loans industry in the UK?

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The regulatory watchdog for the payday loans sector, the Financial…
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Does a payday loan affect your chances of getting a mortgage?

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No, a payday loan on file will not impact your ability to get…
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What loans are available for the self-employed?

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Applying for a loan is made trickier when you are self-employed.…
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What loans are available if you are unemployed?

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If you do not currently have a job, you will find it difficult…