Guides

Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.

We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.

Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.

If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.

What is Included in Loans Management Software?

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The majority of UK lenders use loan management software which…
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When Should You Use a Payday Loan and When Should You Not

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Payday loans are a type of unsecured, short-term loan that should…
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What are Budgeting Loans?

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To help you navigate the complex world of finance, today we're…
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What are the regulations for the payday loans industry in the UK?

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The regulatory watchdog for the payday loans sector, the Financial…
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Does a payday loan affect your chances of getting a mortgage?

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No, a payday loan on file will not impact your ability to get…
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What loans are available for the self-employed?

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Applying for a loan is made trickier when you are self-employed.…
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What loans are available if you are unemployed?

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If you do not currently have a job, you will find it difficult…
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Can you borrow money with no credit check?

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There are a handful of lenders who can provide loans without…
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Can I get a loan without a job?

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No, it is usually not possible to obtain a loan without some…
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What is a CCJ?

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A CCJ, otherwise known as a County Court Judgement, is a court…
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What is a Credit Limit?

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A credit limit refers to the total amount you can spend on your…
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Things to Remember When Applying For a Loan

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If it is the very first time you have decided to apply for a…