Guides

Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.

We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.

Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.

If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.

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What Does it Mean To Have a Loan in Underwriting?

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A loan is in underwriting when it reaches the final stages of…
What to consider before applying
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What to Consider Before You Apply

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At The One Stop Money Shop, we encourage applicants to take their…
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How Do Credit Checks Work?

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what information the lenders see The approval of our loans…
calculator and pen
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How Do Repayments Work?

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The One Stop Money Shop offers instalment loans, repaid over…
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What is APR and How Does It Work?

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APR stands for the ‘Annual Percentage Rate’ and is the simplest…
How to improve your credit score
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How to Improve Your Credit Score

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Your credit score is a numerical value (usually from 0 to 999)…