Things to Remember When Applying For a Loan

If it is the very first time you have decided to apply for a loan or have very little experience in the world of loan products, then you may potentially feel a little overwhelmed. It can be hard to know which loan product to choose, and what may be a better type of loan product […]

Why Did I Not Get The Rate Advertised For My Loan?

A common question that is asked about loans is why did I not receive the rate advertised? This can leave borrowers feeling particularly confused, especially if they have seemingly met the eligibility criteria. We take a look at some of the main factors that can determine the loan rate you end up receiving when applying […]

How Do Unsecured Loans Work?

Interested in applying to borrow money, and potentially get an unsecured loan? It is worth making sure that you are aware of everything you need to know about one, before making an application. In this guide, we explain the main things that you need to know regarding unsecured lending. What is an unsecured loan? An […]

How To Get a Loan Fast

For any pressing expenses or emergencies, you may be looking for a quick loan to tidy you over. This involves getting access to money into your bank account as quickly as possible so you can pay for your bill and you can restore some order. In this scenario, many people decide to look at getting […]

What Does Subject to Status Mean?

Subject to status will mean that you will have to adhere to certain requirements for your loan to be approved on the basis of: income credit score affordability age The exact subject to status criteria depends on the lender you apply with. However, it can often mean you will need to have a minimum credit […]

How To Get The Best Rate For Short Term Loans

Are you looking to apply for a loan on a short-term basis and trying to get the very best deal available? You could be looking at the various funding options out there on the short-term finance market, however, with so many options to choose from, this can be no easy feat. For example, how do […]

What is a Soft Credit Search?

If you are considering applying for a loan or credit card, then it is worth taking the time to make sure you fully understand the different search footprints that may be carried out by a potential lender: hard and soft credit searches. If a soft credit search is carried out by a lender, then it […]

What is a Payslip?

A payslip refers to a note that is given to a worker when they have been paid by their employees. On this payslip is information regarding the following: the amount that will be paid to the staff member, as well as any tax and insurance deductions that have been taken, if there is any to […]

What Loans Are Available For Bad Credit Histories?

You may be thinking about getting a loan to help with an unexpected financial emergency, such as an unusually high utility bill, or your car suddenly breaking down, but may be put off from doing so, due to having a bad credit history. It is commonly understood that a bad credit history can affect your […]

What is Underwriting?

Underwriting is a process that loan companies or finance providers use in order to make a final decision as to whether to approve or decline an applicant for a loan Underwriting may be carried out by an individual or a team (also known as ‘underwriters’) and the decision to approve or decline a loan application […]