Guides
Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.
We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.
Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.
If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.
Estimated reading time: 5 minutes

A fair credit score is a middle-range score that shows…
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Daniel Tannenbaum2026-01-06 13:07:002026-01-08 13:06:11What Is a Fair Credit Score?
Having loans open does impact your credit score because…
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Daniel Tannenbaum2025-12-31 13:07:002026-01-08 13:06:02Does Having Loans Open Impact Your Credit Score?
You can get a top up on a personal loan with some lenders,…
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Daniel Tannenbaum2025-12-19 13:07:002026-01-08 13:05:52Can I Get a Top Up on a Personal Loan or Payday Loan?
There are currently around 40 to 50 payday lenders operating…
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Daniel Tannenbaum2025-12-11 13:07:002026-01-08 13:05:34How Many Payday Lenders Are There in the UK?
You can sometimes get a payday loan if you have just started…
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Daniel Tannenbaum2025-12-09 13:07:002026-01-08 13:04:52Can I Get a Payday Loan If I Just Started My Job?
Yes, you can get car finance if you have bad credit, but…
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Daniel Tannenbaum2025-12-02 13:07:002026-01-08 13:01:06Can I Get Car Finance If I Have Bad Credit?
An IVA (Individual Voluntary Arrangement) is a formal…
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Daniel Tannenbaum2025-11-26 13:07:002025-11-27 11:18:46What Is an IVA?
The fastest ways to borrow money are usually payday loans,…
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Daniel Tannenbaum2025-11-21 13:07:002025-11-27 10:10:00What Is the Best Way to Borrow Money Fast?
A debt consolidation loan is a type of borrowing that lets…
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Daniel Tannenbaum2025-11-18 13:07:002025-11-26 17:23:54What Is a Debt Consolidation Loan?
Your credit limit is the maximum amount your lender allows…
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Daniel Tannenbaum2025-10-16 13:07:082025-11-21 16:36:47What Is a Credit Limit? How a Credit Limit Works
Payday loans have high APRs because a loan which typically…
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Daniel Tannenbaum2025-10-10 13:07:082025-11-21 16:23:26Why Is the APR for Payday Loans So High?
To become a payday lender in the UK in the high-cost short…
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Daniel Tannenbaum2025-10-08 13:07:082025-11-26 16:41:17How to Become a Payday Lender in the UK?