Guides

Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.

We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.

Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.

If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.

Estimated reading time: 5 minutes

What Is a Fair Credit Score?

What Is a Fair Credit Score?

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A fair credit score is a middle-range score that shows…
Does Having Loans Open Impact Your Credit Score?

Does Having Loans Open Impact Your Credit Score?

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Having loans open does impact your credit score because…
Can I Get a Top Up on a Personal Loan or Payday Loan?

Can I Get a Top Up on a Personal Loan or Payday Loan?

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You can get a top up on a personal loan with some lenders,…
How Many Payday Lenders Are There in the UK?

How Many Payday Lenders Are There in the UK?

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There are currently around 40 to 50 payday lenders operating…
get a payday loan with a new job

Can I Get a Payday Loan If I Just Started My Job?

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You can sometimes get a payday loan if you have just started…
car finance with bad credit

Can I Get Car Finance If I Have Bad Credit?

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Yes, you can get car finance if you have bad credit, but…
what is an IVA

What Is an IVA?

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An IVA (Individual Voluntary Arrangement) is a formal…
ways to borrow money fast

What Is the Best Way to Borrow Money Fast?

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The fastest ways to borrow money are usually payday loans,…
what is a debt consolidation loan

What Is a Debt Consolidation Loan?

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A debt consolidation loan is a type of borrowing that lets…
What is a credit limit?

What Is a Credit Limit? How a Credit Limit Works

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Your credit limit is the maximum amount your lender allows…
Why Is the APR for Payday Loans So High?

Why Is the APR for Payday Loans So High?

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Payday loans have high APRs because a loan which typically…
Payday lender

How to Become a Payday Lender in the UK?

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To become a payday lender in the UK in the high-cost short…