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Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.
We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.
Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.
If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.
In most cases, no, you do not get charged for applying for a…
https://theonestopmoneyshop.co.uk/wp-content/uploads/2026/07/charged-fees-for-applying-for-a-loan.jpg8481280Daniel Tannenbaumhttps://theonestopmoneyshop.co.uk/wp-content/uploads/2023/05/logo.svgDaniel Tannenbaum2026-07-21 15:25:592026-07-23 16:12:54Do I Get Charged For Applying For A Loan?
A loan application can be declined for many reasons, whether…
https://theonestopmoneyshop.co.uk/wp-content/uploads/2026/07/why-has-my-loan-been-declined.jpg8531280Daniel Tannenbaumhttps://theonestopmoneyshop.co.uk/wp-content/uploads/2023/05/logo.svgDaniel Tannenbaum2026-07-08 14:55:592026-07-23 15:04:55Why Has My Loan Been Declined?
Affordability checks are used by direct payday lenders to decide…
https://theonestopmoneyshop.co.uk/wp-content/uploads/2026/07/affordable-checks-for-a-payday-loan.jpg8531280Daniel Tannenbaumhttps://theonestopmoneyshop.co.uk/wp-content/uploads/2023/05/logo.svgDaniel Tannenbaum2026-06-26 14:39:182026-07-23 14:47:19How Does Affordability Work With Payday Loan Applications?
You can save money on your loan by repaying it early where possible,…
https://theonestopmoneyshop.co.uk/wp-content/uploads/2026/07/How-to-save-money-on-a-loan.jpg8541280Daniel Tannenbaumhttps://theonestopmoneyshop.co.uk/wp-content/uploads/2023/05/logo.svgDaniel Tannenbaum2026-06-23 14:06:082026-07-23 14:20:50How Can I Save Money On Your Loan?
The payday loan price cap in the UK was introduced by the Financial…
https://theonestopmoneyshop.co.uk/wp-content/uploads/2026/07/how-does-price-cap-work-for-payday-loans-uk.jpg8531280Daniel Tannenbaumhttps://theonestopmoneyshop.co.uk/wp-content/uploads/2023/05/logo.svgDaniel Tannenbaum2026-06-11 13:41:242026-07-23 13:57:34How Does The Price Cap Work For Payday Loans In The UK?
When applying for loans, financial products or buying items…
https://theonestopmoneyshop.co.uk/wp-content/uploads/2026/06/how-to-know-a-website-is-safe-to-use.jpg8531280Daniel Tannenbaumhttps://theonestopmoneyshop.co.uk/wp-content/uploads/2023/05/logo.svgDaniel Tannenbaum2026-06-02 14:02:462026-07-06 10:21:38How To Check a Website is Safe To Use
Yes, having loans open such as credit cards, instalment loans,…
https://theonestopmoneyshop.co.uk/wp-content/uploads/2021/07/happy-moving-family.jpg17572386Daniel Tannenbaumhttps://theonestopmoneyshop.co.uk/wp-content/uploads/2023/05/logo.svgDaniel Tannenbaum2026-05-14 16:30:252026-05-20 16:35:34Does Having Loans Open Impact Your Credit Score?
Improving your home can make it more comfortable to live in…
https://theonestopmoneyshop.co.uk/wp-content/uploads/2026/05/how-to-increase-the-value-of-your-home.jpg8531280Daniel Tannenbaumhttps://theonestopmoneyshop.co.uk/wp-content/uploads/2023/05/logo.svgDaniel Tannenbaum2026-05-11 09:57:382026-05-20 16:39:15How to Increase the Value of Your Home
Your credit score updates every 30 to 45 days according to the…
https://theonestopmoneyshop.co.uk/wp-content/uploads/2026/05/how-often-does-your-credit-score-update.jpg7201280Daniel Tannenbaumhttps://theonestopmoneyshop.co.uk/wp-content/uploads/2023/05/logo.svgDaniel Tannenbaum2026-05-04 16:35:442026-05-20 16:45:49How Often Does Your Credit Score Update?
If you need a loan but your credit score hasn’t updated…
https://theonestopmoneyshop.co.uk/wp-content/uploads/2025/02/key-steps-check-credit-report.jpeg17072560Daniel Tannenbaumhttps://theonestopmoneyshop.co.uk/wp-content/uploads/2023/05/logo.svgDaniel Tannenbaum2026-03-04 11:50:332026-03-13 17:53:20What Are My Options If I Need a Loan but My Credit Score Isn’t Updating?
Your credit score usually takes around 5 to 8 weeks to…
https://theonestopmoneyshop.co.uk/wp-content/uploads/2023/10/step-by-step-blog-3.jpg14081999Daniel Tannenbaumhttps://theonestopmoneyshop.co.uk/wp-content/uploads/2023/05/logo.svgDaniel Tannenbaum2026-02-27 11:50:332026-03-13 17:49:59How Long Does It Take for Your Credit Score to Update?