Guides

Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.

We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.

Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.

If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.

can take out a payday loan with someone else's name

Can I Take Out a Payday Loan With Someone Else’s Name?

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No, you cannot apply for a payday loan using someone else’s…
can i take out multiple payday loans

Can I Take Out Multiple Payday Loans?

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Yes, technically, you may be able to take out multiple payday…
bailiff sent by a payday lender

What Are The Typical Customers For Payday Loans in The UK?

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Typically payday loan customers are aged 25-44 years old, an…
how much can you borrow with a payday loan

How Much Can You Borrow With a Payday Loan in The UK?

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The amount you can borrow through a payday loan in the UK ranges…
ai used in the loans industry uk

How is AI Being Used in the Loans Industry in the UK?

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Artificial Intelligence (AI) is changing how the loans industry…
bailiff sent by a payday lender

Are Payday Loans Legal in The UK?

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Yes, payday loans are legal in the UK, but they are tightly…
bailiff sent by a payday lender

Who Typically Uses Payday Loans?

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Payday loans are typically used by individuals who need quick…
bailiff sent by a payday lender

Can I Repay My Payday Loan Early?

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Yes, you can repay your payday loan early. In fact, doing so…
bailiff sent by a payday lender

Do I Need To Provide Documents To Take Out a Payday Loan? 

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Yes, you may need to provide documents when you apply for a…
bailiff sent by a payday lender

Could a Payday Lender Send Bailiffs Over Missed Repayments?

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Yes, it is possible that a payday loans company could send bailiffs…
bailiff sent by a payday lender

Can You Be Taken To Court By a Payday Loan Company?

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Yes, you can technically be taken to court by a payday lender…
bailiff sent by a payday lender

Can I Stop a Payday Lender Collecting Money From My Account?

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Yes, it is possible to stop a payday lender from taking money…