Guides

Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.

We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.

Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.

If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.

why is my loan declined

What Happens if My Loan Has Been Declined?

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If your loan application has been declined, you will usually…
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What Happens If You Cannot Repay Your Payday Loan?

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If you cannot repay your payday loan on time, you may face additional…

Can Paying Off a Payday Loan Help My Credit Score?

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Yes, in theory paying off a payday loan on time can help and…
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What To Consider Before Taking Out A Payday Loan

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Before taking out a payday loan, it is crucial to consider whether…
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How To Check Your Credit Report

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Understanding your credit report is essential for managing your…

Can I Apply For a Loan On Behalf Of Someone Else?

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Typically no, you should only apply for a loan that is intended…
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Is a Payday Loan a Hard Inquiry?

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Yes, a payday loan is considered a hard inquiry or hard search,…
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How To Choose The Right Loan Term for You

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When considering loan terms, understanding your financial needs…

How Many ISAs Can I Have?

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ISAs, or Individual Savings Accounts, are a popular choice for…
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How To Get A Loan With Bad Credit

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Getting a loan when you’ve got bad credit can feel like an…

How Does Interest Work?

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Have you ever found yourself pondering exactly how interest…

How To Get Out Of Debt?

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Imagine waking up every morning with a sense of dread, knowing…