Guides

Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.

We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.

Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.

If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.

Estimated reading time: 6 minutes

Does Having Loans Open Impact Your Credit Score?

Does Having Loans Open Impact Your Credit Score?

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Yes, having loans open such as credit cards, instalment loans,…
how to increase the value of your home

How to Increase the Value of Your Home

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Improving your home can make it more comfortable to live in…
what is continuous payment authority

What is Continuous Payment Authority?

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Continuous payment authority refers to the way companies are…
how often does your credit score update

How Often Does Your Credit Score Update?

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Your credit score updates every 30 to 45 days according to the…

What Are My Options If I Need a Loan but My Credit Score Isn’t Updating?

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If you need a loan but your credit score hasn’t updated…

How Long Does It Take for Your Credit Score to Update?

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Your credit score usually takes around 5 to 8 weeks to…

How Can I Get My Credit Score to Update?

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You cannot force your credit score to update instantly,…

How Does Credit Score Updating Work?

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Credit score updating works through monthly reporting cycles…
Can I Get a Loan If My Partner Has Bad Credit?

Can I Get a Loan If My Partner Has Bad Credit?

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Yes, you can technically get a loan if your partner has…
Can I Use My Car to Borrow Money?

Can I Use My Car to Borrow Money?

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You can use your car to borrow money by taking out a loan…
Can I Get a Loan If I Have One Open?

Can I Get a Loan If I Have One Open?

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Yes, you can get a loan if you already have one open, as…
What Is a Fair Credit Score?

What Is a Fair Credit Score?

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A fair credit score is a middle-range score that shows…