Guides

Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.

We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.

Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.

If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.

why is my loan declined

Are Payday Loans Legal in The UK?

/
Yes, payday loans are legal in the UK, but they are tightly…
why is my loan declined

Who Typically Uses Payday Loans?

/
Payday loans are typically used by individuals who need quick…
why is my loan declined

Can I Repay My Payday Loan Early?

/
Yes, you can repay your payday loan early. In fact, doing so…
why is my loan declined

Do I Need To Provide Documents To Take Out a Payday Loan? 

/
Yes, you may need to provide documents when you apply for a…
bailiff sent by a payday lender

Could a Payday Lender Send Bailiffs Over Missed Repayments?

/
Yes, it is possible that a payday loans company could send bailiffs…
why is my loan declined

Can You Be Taken To Court By a Payday Loan Company?

/
Yes, you can technically be taken to court by a payday lender…
why is my loan declined

Can I Stop a Payday Lender Collecting Money From My Account?

/
Yes, it is possible to stop a payday lender from taking money…
why is my loan declined

How Many Payday Loans Are You Allowed To Have Open?

/
There is no legal limit on the number of payday loans that you…
why is my loan declined

Can I Pay Off a Payday Loan With a Credit Card?

/
No, you cannot repay a payday loan using a credit card because…
why is my loan declined

Will Taking Out a Payday Loan Harm My Credit Score?

/
No, taking out a payday loan will not harm your credit score.…
why is my loan declined

Will a Lender Call My Employer When I Apply For A Loan?

/
No, a lender will not typically call your employer when you…
why is my loan declined

What Happens if My Loan Has Been Declined?

/
If your loan application has been declined, you will usually…