Guides

Welcome to our Guides, where our team publish the latest articles, tips, walkthroughs and guidance around all things financial.

We want to help readers better understand the world of finance, which can be confusing at times. To help you demystify the language and terms used, and make it easier to understand some of the processes and products. Helping people make more sense of their finances and the world of borrowing, means that people can be more in control of their money with greater financial wellbeing.

Take a look at our articles below, or browse by category if there is a particular topic you’re interested in reading about. We have included sections on borrowing money, personal finance, and feature financial explainers, with step by step guides to budgeting and more.

If there’s anything you’d like us to cover off in the future which we haven’t already, drop us a line and let us know, and we’ll consider it. As always, if you have any questions at all, please don’t hesitate to contact our team.

how-to-check-credit-report

Can I Stop a Payday Lender Collecting Money From My Account?

/
Yes, it is possible to stop a payday lender from taking money…
how-to-check-credit-report

How Many Payday Loans Are You Allowed To Have Open?

/
There is no legal limit on the number of payday loans that you…
how-to-check-credit-report

Can I Pay Off a Payday Loan With a Credit Card?

/
No, you cannot repay a payday loan using a credit card because…
how-to-check-credit-report

Will Taking Out a Payday Loan Harm My Credit Score?

/
No, taking out a payday loan will not harm your credit score.…
how-to-check-credit-report

Will a Lender Call My Employer When I Apply For A Loan?

/
No, a lender will not typically call your employer when you…
why is my loan declined

What Happens if My Loan Has Been Declined?

/
If your loan application has been declined, you will usually…
how-to-check-credit-report

Can You Repay a Payday Loan on Behalf of Someone Else?

/
Yes, you can repay a payday loan on behalf of someone else.…
what-happens-if-you-cannot-repay-your-payday-loan

What Happens If You Cannot Repay Your Payday Loan?

/
If you cannot repay your payday loan on time, you may face additional…

Can Paying Off a Payday Loan Help My Credit Score?

/
Yes, in theory paying off a payday loan on time can help and…
what-to-consider-before-taking-out-a-payday-loan

What To Consider Before Taking Out A Payday Loan

/
Before taking out a payday loan, it is crucial to consider whether…
how-to-check-credit-report

How To Check Your Credit Report

/
Understanding your credit report is essential for managing your…
how-to-check-credit-report

Can I Apply For a Loan On Behalf Of Someone Else?

/
Typically no, you should only apply for a loan that is intended…