Finance Explainers

For help navigating the world of loans, finances and banking, find the latest guides from our team. With a wide range of helpful articles, guides and explainers, we’ll help you understand the lingo around loans, making sense of the terms and processes you might encounter when considering a loan.

We want to help everyone feel better informed, confident and comfortable when considering or applying for a loan, so explore our articles and guides to learn about the different types of loans and borrowing options through our financial explainer guides.

We keep up to date with the latest tips, trends and developments in the loan and personal finance markets, to help you stay informed and updated. If you want to understand more about our range of personal loans to support your financial position, get in touch today and our team will be happy to help.

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The Basics of Budgeting: A Step-by-Step Guide

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In uncertain economic times, mastering the art of budgeting…
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Your Finance & Loan Questions Answered

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Navigating the financial world can sometimes feel like climbing…
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Open Banking: How It Works and Why It Matters

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At The One Stop Money Shop, we provide same day direct loans,…
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The Effects of Having a Bad Credit Score - and How to Improve It

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In today's financial landscape, the importance of having a healthy…
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What Is a Business Interruption Loan?

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Business Interruption Loans have recently been introduced by…
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What are Budgeting Loans?

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To help you navigate the complex world of finance, today we're…
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What are the regulations for the payday loans industry in the UK?

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The regulatory watchdog for the payday loans sector, the Financial…
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What is a CCJ?

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A CCJ, otherwise known as a County Court Judgement, is a court…
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What is a Credit Limit?

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A credit limit refers to the total amount you can spend on your…
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Why Did I Not Get The Rate Advertised For My Loan?

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A common question that is asked about loans is why did I not…
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How Do Unsecured Loans Work?

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Interested in applying to borrow money, and potentially get an…